Source link : https://las-vegas-news.com/is-now-the-right-time-to-invest-in-real-estate/
Real estate has always been one of those investment choices where timing seems to matter more than anything else. You probably know someone who bought at the perfect moment and watched their investment soar. Or maybe you know someone who mistimed it and struggled for years. Here’s the thing though.
We’re not in a typical market cycle right now, and that’s exactly what makes this moment so interesting. Several forces are colliding at once.
Mortgage Rates Are Finally Easing After a Long Wait
The 30-year fixed-rate mortgage averaged 6.06% as of January 15, 2026, down from last week when it averaged 6.16%. That’s a noticeable shift when you consider where we’ve been. A year ago at this time, the 30-year FRM averaged 7.04%. So yes, rates are dropping, and they’ve hit their lowest level in more than three years according to recent Freddie Mac data. Buyers are responding too. Weekly purchase applications and refinance activity have jumped, underscoring the benefits for both buyers and current owners.
Still, let’s be real. Even at roughly 6%, mortgage rates remain expensive compared to the rock-bottom pandemic levels that many people got locked into. Mortgage rates are forecast to end 2025 and 2026 at 6.4 percent and 5.9 percent, respectively, according to the September 2025 Economic and Housing Outlook from the Fannie Mae Economic and Strategic Research (ESR) Group. If you’re waiting…
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Author : Matthias Binder
Publish date : 2026-01-16 11:09:00
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