How well being insurers get a unfastened cross to disclaim protection from a 52-year-old legislation intended to offer protection to employee pensions

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Florence Corcoran, an worker of South Central Bell Phone Corporate, was once 8 months right into a high-risk being pregnant when her obstetrician advisable she spend the general month on mattress leisure within the sanatorium, for shut tracking. In spite of the advice, her well being insurer made up our minds that it could handiest quilt partial-day at-home nursing care.

Whilst a nurse was once off accountability, her fetus went into misery and died.

Corcoran sued her insurer, UnitedHealthcare. On account of a little-known legislation referred to as the Worker Retirement and Source of revenue Safety Act of 1974, or ERISA, she was once not able to get better any cash from her insurer because of their wrongful denial. She would see no felony justice following this avoidable tragedy.

Going through medical insurance hurdles is an all-too-common American revel in. However whilst court docket dramas would have many American citizens imagine that sufferers can sue to get better cash damages once they face wrongful denials, for the general public who’ve employer-sponsored insurance coverage, this is a ways from the reality. Corcoran’s case was once made up our minds in 1992 – and the placement is handiest worse as of late.

I’m a political scientist finding out medical insurance limitations and the politics of efforts to reform The us’s well being care gadget. In my e book, “Coverage Denied: How Insurers Drive Inequality in the United States,” I traced how medical…

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Author : bq3anews

Publish date : 2026-07-03 01:46:00

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